November 1st round-up (304-61)
The observant among you may have noticed it’s not actually November 1st, but I couldn’t wait to find out how well we’ve done this month – and our achievement is massive!!!
As of November 1st 2009, our debt is:
Lloyds a/c 1: £ -1,983.70
Lloyds a/c 2: £ -571.69
Halifax a/c: £ 496.18
Capital 1 c/c: £ -4,819.52
Tesco c/c: £ 0
Barclaycard: £ -1,355.55
Mum’s c/c: £ -4,380
Egg loan: £0
Student loan: £ -7,372.57 (despite repayments this will stay here till April 2010’s yearly update)
Parent loan: £ -8,850
Total debt at 1 October 2009: £ -28,836.85
Total debt paid off since January 2009: £7,525.79
% of debt paid off since January 2009:
20.70% of our total debt
40.80% of our ‘bad’ debt (debt excl student and parent loan)
I can’t believe how well we’re doing! We’re under £30,000 debt for the first time since I started keeping records (June 2006), and I just can’t get over the fact that we’ve paid off 40% of our bad debt in under one year; it’s just incredible, and so motivating – we’re both now addicted to watching these debt figures fall!
Wow. I can’t believe how much you have achieved! Congratulations and well done for all of your hard work.
zebracurlywurly said this on November 6, 2009 at 12:08 pm